Last Updated: Feb 2026

Croatia Visa vs Montenegro

Side-by-side comparison of tax rules, income requirements, and visa difficulty.

CriteriaCroatiaMontenegro
Income$3,600/mo$1,500/mo
Savings Option$43,000 bank balanceN/A
Visa Fee$120$70
Processing1-2 months1 month
Validity1 year2 years (renewable)
Cost TierMediumLow
Nomad Cost (est.)~$2,300/mo~$1,700/mo
1BR Rent~$850~$650
Internet90 Mbps50 Mbps
Pet Friendliness7/106/10
Tax trigger183 days183 days
Insurance requiredYesYes
Pet Catch (2026)Croatia is excellent for dogs, especially the Dalmatian coast.Easy entry with health certificate and rabies vax.

Travel Insurance Required

Croatia deep-diveMontenegro deep-dive