Last Updated: Feb 2026

Cyprus Visa vs Montenegro

Side-by-side comparison of tax rules, income requirements, and visa difficulty.

CriteriaCyprusMontenegro
Income$3,850/mo$1,500/mo
Savings OptionN/AN/A
Visa Fee$75$70
Processing2-3 months1 month
Validity1 year (renewable to 3)2 years (renewable)
Cost TierMediumLow
Nomad Cost (est.)~$2,800/mo~$1,700/mo
1BR Rent~$1100~$650
Internet70 Mbps50 Mbps
Pet Friendliness5/106/10
Tax trigger183 days183 days
Insurance requiredYesYes
Pet Catch (2026)Entry is strict as it's an island (rabies vax + blood test if coming from high-risk).Easy entry with health certificate and rabies vax.

Travel Insurance Required

Cyprus deep-diveMontenegro deep-dive