Last Updated: Feb 2026

Montenegro Visa vs Bulgaria

Side-by-side comparison of tax rules, income requirements, and visa difficulty.

CriteriaMontenegroBulgaria
Income$1,500/mo$2,000/mo
Savings OptionN/A$10,000 balance
Visa Fee$70$100
Processing1 month1-2 months
Validity2 years (renewable)1 year
Cost TierLowLow
Nomad Cost (est.)~$1,700/mo~$1,500/mo
1BR Rent~$650~$480
Internet50 Mbps100 Mbps
Pet Friendliness6/107/10
Tax trigger183 days183 days
Insurance requiredYesYes
Pet Catch (2026)Easy entry with health certificate and rabies vax.Standard EU rules.

Travel Insurance Required

Montenegro deep-diveBulgaria deep-dive